Technical expertise, experience, market knowledge, and an awareness of the economic & legislative environments are the cornerstones of our financial lines of our program design.
We keep a watchful eye on legislative and regulatory developments that could impact our insured. We monitor litigation activity, loss data, claim trends, and how broader economic factors influence our insured & their exposure to risk. This means that we can act early to design the right solution at the right time. For example, we can draft coverage updates to address a legislative change while that legislation is at the Bill stage, rather than waiting months after its enactment which can be too late for some insured's, particularly of the new law gives rise to retrospective liabilities.